Secure your money and watch it grow too!

Convenient and flexible term deposits from BoB .

  • Benefits
  • Features
  • Rates & Interest Payments
  • Easy to operate
  • Provides liquidity to meet with all types of payment obligations and gateway for other banking services
  • Overdraft facility may be sanctioned against bank’s laid down norms
  • Free issuance of monthly statements
  • Overdraft against deposit provided on demand up to 90% of deposit amount without any guarantor
  • Loan against deposit provided on demand up to 95% of deposit amount without any guarantor
  • In case of premature payment, the deposit has to run for a minimum period of three months to earn interest
  • In case it has run for more than three months, interest @ 1% below the rate applicable for the period deposit has run with the banks will be paid
  • Accepted as margin for non-fund based facility
  • Accepted as collateral for overdrafts and loans
Interest payment on deposit up to Rs. 5mn W.E.F 08.03.2023
  • Rate of interest depends on maturity period and is linked to Savings Bank Rate
  • Interest is payable monthly/quarterly/annually as per your convenience
  • Interest may be credited to your SB account
  • Present rates of Fixed Deposits are:
Period of Deposit Interest rate W.E F 08.03.2023
3 months and above but less than 6 months 3.30% i.e 0.20% above Savings Bank Rate
6 months and above but less than 12 months 3.35% i.e 0.25% above Savings Bank Rate
12 months and above but less than 24 months 3.40% i.e 0.30% above Savings Bank Rate
24 months and above but less than 36 months 3.55% i.e 0.45% above Savings Bank Rate
36 months to 60 months 3.75% i.e 0.65% above Savings Bank Rate
Interest payment on deposit Rs. 5mn & above  
Rate of Interest will be fixed on request from 1.00% to 2.50% 

Interest payment on deposit Rs. 5mn & above

For further details, kindly check fees and charges on the home page.

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