Your trusted partner for dreams coming true.

Easy and flexible loan repayment options.

  • Eligibility
  • Purpose
  • Amount
  • Margin
  • Repayment
  • Rate of Interest
  • Security
  • Processing Fees
  • Documents Required
  • Employees of government and parastatal bodies having completed minimum 2 years of service
  • Professional, self-employed, insurance agents
  • Personal, travelling abroad, medical expenses, wedding expenses, educational expenses, purchase of commodities
  • For govt. employees and employees of parastatal bodies: Maximum limit up to 24 months of salary (max limit Rs 5,00,000 without guarantor and max limit Rs 10,00,000 with guarantor)
  • For other customers limit up to 24 months of salary max limit Rs 5,00,000
  • Nil
  • Maximum 84 months for loan less than Rs 5,00,000 for govt. employees and employees of parastatal bodies
  • Maximum 120 months for loans above Rs 5,00,000 for govt. employees and employees of parastatal bodies
  • Maximum 36 to 84 months for all other customers*
  • Condition apply
  • 3% over PLR
  • Salary pledge
  • For non-salaried income to be routed through our bank
  • Guarantee of min one person of adequate means
  • 1% - minimum Rs 500, maximum Rs 5,000
  • National ID card individuals
  • Marriage certificate wherever applicable
  • Latest utility bill
  • Latest 3 months' salary slip
  • Copy of income tax return
  • Business license
  • Non-customers to provide statement of account for last 2 years

For further details of the scheme and terms & conditions, please contact nearest branch.

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