Today’s small saving for a happier tomorrow.

Opt for Short Term Deposits and get multiple benefits.

  • Benefits
  • Features
  • Interest Payment
  • Terms & Conditions
  • An ideal option for all transitory savings to meet the requirements.
  • Overdraft against deposit provided on demand up to 90% of deposit amount without any guarantor
  • Loan against deposit provided on demand up to 95% of deposit amount without any guarantor
  • In case of premature payment, the deposit has to run for a minimum period of three months to earn interest
  • In case it has run for more than three months, interest @ 1% below the rate applicable for the period deposit has run with the banks will be paid
  • Accepted as margin for non-fund based facility
  • Accepted as collateral for overdrafts and loans
  • Rate of interest depends on maturity period and is linked to Savings Bank Rate.
  • Minimum deposit amount of Rs. 10,000
  • Minimum period of deposit – 3 months
  • Maximum period of deposit – 6 months
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