Secure your money and watch it grow too!

Convenient and flexible term deposits from BoB .

  • Benefits
  • Features
  • Rates & Interest Payments
  • Easy to operate
  • Provides liquidity to meet with all types of payment obligations and gateway for other banking services
  • Overdraft facility may be sanctioned against bank’s laid down norms
  • Free issuance of monthly statements
  • Overdraft against deposit provided on demand up to 90% of deposit amount without any guarantor
  • Loan against deposit provided on demand up to 95% of deposit amount without any guarantor
  • In case of premature payment, the deposit has to run for a minimum period of three months to earn interest
  • In case it has run for more than three months, interest @ 1% below the rate applicable for the period deposit has run with the banks will be paid
  • Accepted as margin for non-fund based facility
  • Accepted as collateral for overdrafts and loans
Interest payment on deposit up to Rs. 5mn W.E.F 25/08/2016
  • Rate of interest depends on maturity period and is linked to Savings Bank Rate
  • Interest is payable monthly/quarterly/annually as per your convenience
  • Interest may be credited to your SB account
  • Present rates of Fixed Deposits are:
Period of Deposit Interest rate W.E F 01.04.2022

3 months and above but less than 6 months

0.5% i.e 0.10% above Savings Bank Rate

6 months and above but less than 12 months

0.6% i.e 0.20% above Savings Bank Rate

12 months and above but less than 24 months

0.9% i.e 0.50% above Savings Bank Rate

24 months and above but less than 36 months

1.15% i.e 0.75% above Savings Bank Rate

36 months to  60 months

1.40% i.e 1.00% above Savings Bank Rate

Interest payment on deposit Rs. 5mn & above

Rate of Interest will be fixed on request from 0.25% to 3.50%

For further details, kindly check fees and charges on the home page.

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