Secure your money and watch it grow too!

Convenient and flexible term deposits from BoB .

  • Benefits
  • Features
  • Rates & Interest Payments
  • Easy to operate
  • Provides liquidity to meet with all types of payment obligations and gateway for other banking services
  • Overdraft facility may be sanctioned against bank’s laid down norms
  • Free issuance of monthly statements
  • Overdraft against deposit provided on demand up to 90% of deposit amount without any guarantor
  • Loan against deposit provided on demand up to 95% of deposit amount without any guarantor
  • In case of premature payment, the deposit has to run for a minimum period of three months to earn interest
  • In case it has run for more than three months, interest @ 1% below the rate applicable for the period deposit has run with the banks will be paid
  • Accepted as margin for non-fund based facility
  • Accepted as collateral for overdrafts and loans
Interest payment on deposit up to Rs. 5mn W.E.F 25/08/2016
  • Rate of interest depends on maturity period and is linked to Savings Bank Rate
  • Interest is payable monthly/quarterly/annually as per your convenience
  • Interest may be credited to your SB account
  • Present rates of Fixed Deposits are:
Period of Deposit Interest rate W.E F 01.04.2022

3 months and above but less than 6 months

0.5% i.e 0.10% above Savings Bank Rate

6 months and above but less than 12 months

0.6% i.e 0.20% above Savings Bank Rate

12 months and above but less than 24 months

0.9% i.e 0.50% above Savings Bank Rate

24 months and above but less than 36 months

1.15% i.e 0.75% above Savings Bank Rate

36 months to  60 months

1.40% i.e 1.00% above Savings Bank Rate

Interest payment on deposit Rs. 5mn & above

Rate of Interest will be fixed on request from 0.25% to 3.50%

For further details, kindly check fees and charges on the home page.

We use cookies (and similar tools) to enhance your experience on our website. To learn more on our cookie policy, please click here. By continuing to browse this website, you consent to our use of cookies.

Are you Bank of Baroda Customer?

This is to inform you that by clicking on continue, you will be leaving our website and entering the website/Microsite operated by Insurance tie up partner. This link is provided on our Bank’s website for customer convenience and Bank of Baroda does not own or control of this website, and is not responsible for its contents. The Website/Microsite is fully owned & Maintained by Insurance tie up partner.

The use of any of the Insurance’s tie up partners website is subject to the terms of use and other terms and guidelines, if any, contained within tie up partners website.

Proceed to the website

Thank you for visiting